The Government of Pakistan has once again taken an important step toward supporting low-income families through the Ehsaas Kafaalat Programme 2025. This year’s update has brought much-needed relief for millions of poor and deserving women, as the quarterly stipend has been increased to Rs.13,500. The decision comes at a time when inflation and rising living costs continue to burden vulnerable households.
What Is the Ehsaas Kafaalat Programme?
The Ehsaas Kafaalat Programme is a part of the Benazir Income Support Programme (BISP) and provides unconditional cash assistance to poor women across Pakistan. Its main goal is to reduce poverty and give women direct financial control over household spending.
The program was designed to help women from low-income families manage basic needs such as food, education, and healthcare. With the 2025 update, the government aims to make payments faster, safer, and more transparent through digital channels like bank transfers and mobile wallets.
Latest Updates: October 2025 Payment Cycle
The October 2025 payment cycle has officially started, and eligible women across Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan have begun receiving their Rs.13,500 stipends.
Payments can now be collected through:
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Bank counters (HBL, Bank Alfalah)
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Mobile wallets (JazzCash, Easypaisa, HBL Konnect)
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BISP One-Window Centers
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Sahulat Accounts in selected districts
This hybrid payment system helps reduce long queues, prevents illegal deductions by agents, and makes the process more convenient for women, especially in remote areas.
Who Qualifies for the Ehsaas Kafaalat 2025 Stipend?
Not every applicant qualifies for the Kafaalat stipend. Eligibility is determined by a government poverty survey and Poverty Means Test (PMT) score.
You may be eligible if you:
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Are a female head of household registered under BISP or Ehsaas 8171.
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Hold a valid CNIC issued by NADRA.
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Have a PMT score below 32 in the NSER Survey.
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Are not a government employee or taxpayer.
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Belong to a low-income or disaster-affected area.
If your record is listed as “under verification,” visit your nearest BISP Tehsil Office for biometric re-checking.
How to Check Your Eligibility and Payment
Checking your eligibility is simple and free:
Option 1: Via SMS
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Open your phone’s SMS app.
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Type your CNIC number (without dashes).
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Send it to 8171.
You will receive an SMS confirming whether you are eligible and if your payment is ready.
Option 2: Through the Official Web Portal
Visit 8171.bisp.gov.pk, enter your CNIC number and captcha, and click Submit. You can view your eligibility status and payment details there.
How to Collect Your Rs.13,500 Stipend
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Prepare your documents – Carry your original CNIC and the mobile number linked to your registration.
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Visit an authorized payment center – This could be a bank branch, mobile wallet agent, or BISP center.
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Biometric verification – Place your thumb on the scanner for identity verification.
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Receive your full payment – You should receive the full Rs.13,500 without any deductions. Always keep the receipt or confirmation SMS.
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Report any problems – If your payment is delayed or reduced, call the BISP Helpline (0800-26477) or visit a One-Window Center.
Digital Payments: A Step Toward Financial Inclusion
One of the biggest improvements in 2025 is the wider use of digital wallets. Through JazzCash, Easypaisa, and HBL Konnect, women can now receive their stipends directly on their phones. This system reduces travel costs, waiting times, and the risk of fraud.
Always confirm that your agent is officially registered with BISP before sharing your CNIC or personal information.
Clearing the Rs.25,000 Rumor
Recently, social media has been flooded with claims that the Ehsaas Kafaalat stipend has increased to Rs.25,000. This is not true. The official amount remains Rs.13,500 per quarter. Some families may receive a higher sum if they have unpaid installments or education stipends (Ehsaas Taleemi Wazaif) included in their payment.
Why Ehsaas Kafaalat Matters
The Ehsaas Kafaalat Programme is more than financial support — it’s a lifeline for women who struggle daily to provide for their families. By giving direct access to money, it ensures that women can prioritize essentials like food, school fees, and healthcare.
It also promotes women’s empowerment, financial literacy, and digital inclusion, paving the way for a more equal and stable society.
Final Thoughts
The Ehsaas Kafaalat Stipend 2025 is a major step forward in Pakistan’s mission to reduce poverty and uplift women from disadvantaged backgrounds. With an increased stipend, secure payment methods, and transparent systems, this initiative continues to make a real difference in the lives of millions of women and their families.
For the latest updates, always rely on official sources — messages from 8171, the BISP website, and verified government channels.
