Punjab has taken another big leap toward digital transformation with the launch of the CM Punjab T-Cash Card 2025 — a smart, secure, and cashless payment solution for citizens. Introduced under Chief Minister Maryam Nawaz’s Digital Punjab 2025 vision, the T-Cash Card aims to simplify everyday transactions, from travel to shopping, while promoting financial inclusion and digital literacy across the province.
What Is the T-Cash Card 2025?
The T-Cash Card is a prepaid digital payment card developed by the Punjab Transport Department in partnership with the Punjab Information Technology Board (PITB). It allows citizens to make quick, contactless payments across public transport, utility services, and selected retail outlets.
Instead of carrying cash or buying paper tickets, users can simply tap their T-Cash Card to pay for metro rides, bus fares, tolls, and even groceries — all from one secure platform.
Key Goals of the T-Cash Program
The T-Cash initiative is more than just a digital payment method — it’s part of Punjab’s broader plan to create a connected, transparent, and tech-driven economy.
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Encouraging Digital Inclusion:
The card ensures that people from all walks of life — especially those in rural areas — can participate in the digital economy. -
Reducing Paper Waste:
By replacing tickets and tokens, the system saves costs and supports environmental sustainability. -
Ensuring Safe Transactions:
With PIN protection, CNIC-based verification, and instant SMS alerts, every transaction is secure and traceable. -
Creating a Unified Payment System:
The card links multiple services — transport, retail, and utilities — into one simple, reusable card.
Cost and Card Details
| Feature | Details |
|---|---|
| Initial Price | Rs. 130 (one-time purchase) |
| Minimum Top-Up | Rs. 100 |
| Maximum Limit | Rs. 50,000 (based on CNIC verification) |
| Validity | 5 years, renewable |
| Reload Options | Mobile wallets, ATMs, banks, and service centers |
The low cost ensures that everyone — from students and daily commuters to families — can easily afford it.
How to Apply for the T-Cash Card Online
Getting your T-Cash Card is quick and simple. You can apply through the official e-Transit Punjab website or by using the T-Cash mobile app (available on Android and iOS).
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Register with CNIC: Enter your CNIC number, personal details, and upload a photo.
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Select Delivery Option: Choose home delivery or pick-up from a nearby service counter.
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Create a PIN: Set a 4-digit PIN to secure your card.
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Activate and Use: After verification, load funds and start using the card for payments.
Benefits of Using the T-Cash Card
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Cashless Convenience: Make quick payments without handling cash.
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Faster Travel: Skip queues and avoid ticket hassles in metro and bus systems.
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Safe and Secure: PIN and SMS alerts keep your money protected.
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Universal Use: Pay for transport, bills, and shopping — all in one place.
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Social Welfare Access: Government aid and subsidies can be transferred directly to your card.
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Eco-Friendly: Reduces paper usage and supports green initiatives.
Where Can You Use It?
The T-Cash Card is currently accepted in Lahore, Multan, Rawalpindi, and Faisalabad, with plans to expand province-wide by 2026.
You can use it for:
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Metro Bus and Orange Line Metro Train rides
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Toll plazas and public parking
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Partner retail stores via ePay Punjab
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Utility bill payments
How to Load and Manage Your Card
You can easily reload your T-Cash balance through:
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Mobile apps: Easypaisa, JazzCash, HBL Konnect, and others
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ATMs and bank counters supporting e-Pay Punjab
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Service centers at metro and bus stations
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Online portal: View transaction history and manage your card anytime
Latest Update (October 2025)
The Punjab Transport Department has confirmed that more than 500,000 cards have already been distributed. Paper tickets are being phased out, and integration with Punjab ID and ePay Punjab is underway. In the next phase, T-Cash will also link with Student Cards and Health Cards, making it a multipurpose digital identity.
Why It Matters
The T-Cash Card is not just about convenience — it’s about building trust, transparency, and opportunity. It supports:
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Job creation in tech and service sectors
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Transparent fare collection across public transport
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Empowerment for women and youth through access to digital payments
Final Thoughts
The CM Punjab T-Cash Card 2025 is more than a payment tool — it’s a symbol of progress. By combining technology with public service, Punjab is paving the way for a cashless, efficient, and inclusive economy. Whether you’re a student, commuter, or shopkeeper, this card promises to make everyday life easier, faster, and safer.
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