The CM Punjab Meri Gari Scheme 2026 is a major welfare initiative introduced by the Punjab Government to help middle- and low-income citizens own a personal car through easy monthly installments. The scheme focuses on affordability, transparency, and a fully online application system, making car ownership possible for people who cannot afford lump-sum payments.
Launched under the vision of the Chief Minister Punjab, the program aims to reduce daily transport difficulties, support salaried individuals and small families, and encourage the use of fuel-efficient, locally assembled vehicles across the province.
CM Punjab Meri Gari Scheme 2026 – Overview
| Scheme Detail | Information |
|---|---|
| Scheme Name | CM Punjab Meri Gari Scheme 2026 |
| Launched By | Government of Punjab |
| Target Beneficiaries | Middle & Low-Income Citizens |
| Installment System | Easy Monthly Installments |
| Vehicle Type | Small & Fuel-Efficient Cars |
| Application Mode | Online |
| Province | Punjab |
| Official Source | Punjab Government Portal |
What Is CM Punjab Meri Gari Scheme 2026?
The CM Punjab Meri Gari Scheme 2026 is designed for citizens who need a personal vehicle but cannot afford full upfront payment. Through this scheme, eligible applicants can receive a car by paying affordable monthly installments under government supervision.
According to information available from official Punjab Government sources, the scheme ensures:
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Digital application and verification
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Fair and transparent balloting
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Collaboration with banks and vehicle manufacturers
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Clear eligibility rules to prevent misuse
This approach ensures that only genuine and deserving citizens benefit from the program.
Key Features of Meri Gari Scheme
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Affordable Financing: Installments structured according to income levels
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Government Supervision: Entire process monitored by Punjab Government
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Online Application: Apply from home using mobile or computer
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Transparent Balloting: Selection through a fair, digital draw system
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Fuel-Efficient Vehicles: Reduced fuel and maintenance costs
Eligibility Criteria for CM Punjab Meri Gari Scheme 2026
To apply successfully, applicants must meet the following conditions:
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Must be a permanent resident of Punjab
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Must hold a valid CNIC
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Must have a verifiable source of income
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Must not own a luxury or expensive vehicle
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Must meet bank and scheme verification standardsOnly applicants fulfilling all conditions are considered for balloting.
How to Apply Online for CM Punjab Meri Gari Scheme 2026
The application process is completely digital. Follow these steps carefully:
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Visit the official Punjab Government website
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Open the Meri Gari Scheme 2026 section
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Fill out the online application form accurately
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Upload required documents
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Submit the application and save the tracking number
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Wait for verification and balloting results
Applicants are advised not to pay any agent or middleman, as the process is completely free.
Required Documents
Prepare the following documents before applying:
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CNIC copy (front and back)
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Income proof (salary slip or business record)
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Utility bill (for address verification)
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Bank account details (for installment payments)
Incorrect or incomplete documents may cause rejection.
Installment Plan & Vehicle Details
Under the CM Punjab Meri Gari Scheme 2026, vehicles are offered with flexible installment plans and low markup rates. The government works with banks and manufacturers to ensure affordability.
Vehicles included in the scheme are generally:
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Small-engine
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Fuel-efficient
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Suitable for daily commuting
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Locally assembled where possible
Complete vehicle lists and installment details are published only on the official portal.
Helpline & Official Contact
For authentic guidance, use only official channels:
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Official Website: https://punjab.gov.pk
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Helpline Number: Available on the official scheme page
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Email Support: Listed on the Punjab Government portal
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Department: Punjab Transport Department
Conclusion
The CM Punjab Meri Gari Scheme 2026 is a practical step toward improving mobility for deserving citizens. With easy installments, online applications, and government oversight, the scheme offers a reliable opportunity to own a personal vehicle without financial pressure.
Applicants should rely only on official Punjab Government sources and avoid misinformation circulating on social media.
FAQs – CM Punjab Meri Gari Scheme 2026
Who can apply for CM Punjab Meri Gari Scheme 2026?
Any Punjab resident with a valid CNIC and stable income, subject to eligibility rules.
Is the application process fully online?
Yes, the entire process is online through the official Punjab Government website.
What type of cars are offered?
Small, fuel-efficient, and locally assembled vehicles.
How are applicants selected?
Through a transparent verification process and digital balloting.
